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August 22, 2006

Review of Jon's Portfolio



This week I added only one stock selection to my portfolio, while keeping cash on the side continuing to look for opportunities that meet my investing criteria. I bought into Radio Shack (RSH), purchasing 335 shares at the closing price on Tuesday (22nd) of $17.87/share. My rationale behind the purchase included the same reasoning as most of all my purchases, a high ROIC, low P/B ratio, and a somewhat healthy dividend yield. The company has a product line mainly pertaining towards electronic equipment and accessories. The main competitors are companies such as Best Buy and Circuit City. Where I feel Radio Shack has the leg up on both of the prior companies is customer ease of purchase and availability of low priced, but high margin items.

The performances of my selections from last week were lackluster, under performing the market as a whole for the week. I still believe in the selection of both, however, and still see growth on the horizon.  

I see no reason to rush into the market prematurely, until I find investments that I find attractive. I cannot remember the quote word for word, but Warren Buffett said something along the lines “if an investor is looking to do something foolish, I will be there to help them along the way”.

Performance:

Ticker
Total Cost
Current Value
%Gain/Loss
AIG
$6,626.05
$6,626.55
0.01%
CHKE
$4,495.47
$4,515.72
0.45%
RSH
$5,996.45
$5,986.45
-0.17%
 
 
 
 
CASH
$82,882.03
 
TOTAL
$17,117.97
$100,010.75
0.10%
 
 
Performance
Weeks Change
Overall
S&P 500
1.07%
1.07%
DJIA
1.01%
1.01%
Portfolio
 
0.10%
0.10%

 



 

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Comments



First of all, I'd like to thank both of you for making this site. I am a college investor who is also an avid reader, and I follow Graham investing methodology for the majority of my portfolio. I have a good perspective on the consumer electronics retail industry because I work for Best Buy (BBY), particularly in their business segment.
Radioshack has a very small niche market for getting people little gadgets or adapters that your bigger retailers do not typically stock. The reason why your Best Buy's and Circuit City's do not carry them is because there is not consistant demand for them, even though there is substancial margin in the products. The biggest problem with radioshack is that they fail to provide end-to-end solutions for customers. Only the little stuff you can't find anywhere else. Best Buy has taken an initiative through their business segment to make these little components available online (www.bbfb.com). Therefore, as a salesman I am able to offer an expanded assortment of products that trumps what radioshack offers. Furthermore, the biggest market that radioshack has formidable market saturation in is the Dallas Fort-Worth area. This coicides with being the city that has the largest market saturation in the industry period. Fry's Electronics (privately held) offers everything that Radioshack does except they do it for cheaper and in a warehouse format. As they expand it will continue to eat into all the consumer electronic market's margin, but particularly Radioshack because it offers all the same components.
Furthermore, in regards to Graham investing:
Radioshack does not have very consistant earnings, and if you look at the companies history, it reads like a rollercoaster.
All this is my humble opinion. Anyone is welcome to respond, as I love respectable critical analysis. Again thanks for the website!

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