People’s United Financial is suitable for Enterprising Investors but not for Defensive Investors. The Defensive Investor is concerned with the high PEmg ratio, but the company passes all of the requirements for the Enterprising Investor.
Discover Financial Corp is a company that is intriguing to Enterprising Investors but does not quite qualify for the Defensive Investor. The company has a short history as a publicly traded company and has yet to establish the dividend history the Defensive Investor requires.
Wells Fargo Corp is a company that is intriguing to all value investors as it passes all of the requirements of both the Defensive Investor and the Enterprising Investor. As a result, value investors following the ModernGraham approach based on Benjamin Graham’s methods should feel comfortable proceeding with further research.
US Bancorp is suitable for Enterprising Investors but not Defensive Investors, who are concerned about the lack of growth over the last ten years. Enterprising Investors have a shorter horizon of analysis and are very intrigued by the company.
Capital One Financial is a great company for Enterprising Investors to look at in more detail, but it does not quite qualify for the Defensive Investor because it has not shown sufficient growth in its earnings over the ten year historical period. That said, the company passes all of the requirements of the Enterprising Investor.
Hudson City Bancorp does not qualify for either the Defensive Investor or the Enterprising Investor. The company has not shown sufficient earnings stability or growth over the ten year period and has a PEmg ratio that is too high for the Defensive Investor.